The
correct answer is both yes and no. Yes if you are planning to buy a vehicle
without a loan, you can typically purchase the vehicle without having auto
insurance. Then no if you are going to lease or finance a vehicle because your lender or
lease contract will require you to have auto insurance. It is true that in most
states you can actually operate a motor vehicle without auto insurance, but you
cannot register the vehicle for the first time without proof of valid insurance.
Not to mention that without insurance you would not be covered against loss or
theft. Best advice, get auto insurance.
